LIVING OFF DIVIDENDS & PASSIVE INCOME

Costco will no longer enforce its “satisfaction guarantee” on consumer electronics. You now have only 90 days to return a product.

According to BusinessWeek,

In general, Costco allows its customers an unlimited grace period to return purchases for a full refund. The only exception was a six-month deadline after the date of purchase for returning desktop computers. That unlimited timeframe still applies to Costco merchandise other than consumer electronics. Electronics goods purchased before the new 90-day policy goes into effect can be returned at any time.

Good! Whenever you abuse something, it goes away. It was just a matter of time before they scrapped their policy. Good thing they didn’t wait until they went out of business! I like Costco and shop there a lot. I just picked up a 24 pack of awesome “Fat Tire Beer” from there!

• No More 100% Financing On Home Loans Countrywide has announced that beginning 12 March 2007, it will no longer be offering 100% financing to home borrowers. This follows its announcement earlier this month that delinquencies among non-sub-prime borrowers are up this year.It was just a matter of time before the lenders started tightening their loose lending standards.......
• Old 401k Does Well I left my previous company last March and therefore stopped contributing to the 401k. I was planning to roll it over into a rollover-IRA but didn't get around to it. Luckily I did check in a few times to make sure the asset allocation was ok and I'm glad I......
• Byron Wien's 2008 Annual Top Ten Surprizes List Byron Wien, chief investment strategist for Pequot Capital, has once again published his annual list of economic, market and political surprises. Last year, he got about half of his predictions right. He predicted gold bullion at $800, oil at $80, surging grain prices, and the rise in Latin America's economies.......

• Lay-away Programs – Boone or Bane for Consumers According to a report on Fox News Business on Oct. 19th; retailers are apparently offering aggressive lay-away programs for the upcoming Christmas selling season.  The primary focus of the report centered on Toys-R-Us and Babies-R-Us. These organizations are extending lay-aways options for those interested in purchasing higher ticket toys. Shopping......
• 10 Excuses That Keep You in Credit Card Debt My wife and I have several credit cards, however, we never keep a balance and avoid any and all finance charges by paying our statements in full each month. We don't necessary subscribe to the idea that you shouldn't have any credit cards, but everyone needs to understand and use......
• Electronic Arts Enters Prepaid Debit Card Business, Is it Good for You? Earlier in December 2009, Electronic Arts gaming company announced it was getting into the prepaid debit card business via its sporting game division. Branded under the Visa debit card umbrella, the card allows you to build up points which you can then use toward acquiring an Electronic Arts sports game.......

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