Comments on: How Does Your 401k Compare? http://livingoffdividends.com/2007/10/01/how-does-your-401k-compare/ Join me on my journey to achieve financial independence through dividends, passive income and investments Tue, 16 Mar 2010 21:22:11 -0700 http://wordpress.org/?v=2.8.1 hourly 1 By: Adventures In Money Making http://livingoffdividends.com/2007/10/01/how-does-your-401k-compare/comment-page-1/#comment-782 Adventures In Money Making Wed, 03 Oct 2007 15:54:00 +0000 http://www.livingoffdividends.com/2007/10/01/how-does-your-401k-compare/#comment-782 i'm planning on doing that next year. <br/><br/>if I go back to school to get an MBA, I'll definitely be doing that. i’m planning on doing that next year.

if I go back to school to get an MBA, I’ll definitely be doing that.

]]> By: John G http://livingoffdividends.com/2007/10/01/how-does-your-401k-compare/comment-page-1/#comment-781 John G Wed, 03 Oct 2007 15:18:00 +0000 http://www.livingoffdividends.com/2007/10/01/how-does-your-401k-compare/#comment-781 Why not roll your former company 401(K) to an IRA? That way you can completely control the investment choices.<br/><br/>We did that. And one year when our AGI was low due to extra write offs we converted the IRAs to Roths. We took the tax hit now instead of in the future. Why not roll your former company 401(K) to an IRA? That way you can completely control the investment choices.

We did that. And one year when our AGI was low due to extra write offs we converted the IRAs to Roths. We took the tax hit now instead of in the future.

]]> By: MEG http://livingoffdividends.com/2007/10/01/how-does-your-401k-compare/comment-page-1/#comment-780 MEG Tue, 02 Oct 2007 16:59:00 +0000 http://www.livingoffdividends.com/2007/10/01/how-does-your-401k-compare/#comment-780 I definitely think fewer options can be better--especially if they're good options. I prefer to see at least some selection of index funds, especially for US stocks and bonds. A couple of target retirement date/asset allocation funds are great too. <br/><br/>I have 90% of my 401k in our "Aggressive Growth" fund which is a great balance of all the other funds (several of which are indexes). The other 10% is in company stock.<br/><br/>And I use my IRA to fill in gaps, like adding extra international funds and sector funds. I definitely think fewer options can be better–especially if they’re good options. I prefer to see at least some selection of index funds, especially for US stocks and bonds. A couple of target retirement date/asset allocation funds are great too.

I have 90% of my 401k in our “Aggressive Growth” fund which is a great balance of all the other funds (several of which are indexes). The other 10% is in company stock.

And I use my IRA to fill in gaps, like adding extra international funds and sector funds.

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