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	<title>Comments on: Help! I&#8217;m Losing My Home To Foreclosure</title>
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	<link>http://livingoffdividends.com/2008/06/24/help-im-losing-my-home-to-foreclosure/</link>
	<description>Join me on my journey to achieve financial independence through dividends, passive income and investments</description>
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		<title>By: Freddie Avila</title>
		<link>http://livingoffdividends.com/2008/06/24/help-im-losing-my-home-to-foreclosure/comment-page-1/#comment-40495</link>
		<dc:creator>Freddie Avila</dc:creator>
		<pubDate>Tue, 31 Mar 2009 01:02:01 +0000</pubDate>
		<guid isPermaLink="false">http://livingoffdividends.com/?p=791#comment-40495</guid>
		<description>If you haven&#039;t lost your home yet, You have two choices. A loan modification and or a short sale.

Just be careful, way to many untrustworthy companies out there. 

What to look for:

find a company that will NOT take your money up front
2. You will NOT sign any contracts prior to reviewing your current situation.
3. They collect fees as the work is completed. 1/2 once your situation has been reviewed and it is known by you that the lender will modify your home.
4. final payment will be paid, once the home is actually modified.
finally, make sure you are given weekly updates in regards to your modification.

Freddie Avila
7007 Washington Ave. Suite 311
Whittier, CA 90602
310.400.4002
unitedhlm.com</description>
		<content:encoded><![CDATA[<p>If you haven&#8217;t lost your home yet, You have two choices. A loan modification and or a short sale.</p>
<p>Just be careful, way to many untrustworthy companies out there. </p>
<p>What to look for:</p>
<p>find a company that will NOT take your money up front<br />
2. You will NOT sign any contracts prior to reviewing your current situation.<br />
3. They collect fees as the work is completed. 1/2 once your situation has been reviewed and it is known by you that the lender will modify your home.<br />
4. final payment will be paid, once the home is actually modified.<br />
finally, make sure you are given weekly updates in regards to your modification.</p>
<p>Freddie Avila<br />
7007 Washington Ave. Suite 311<br />
Whittier, CA 90602<br />
310.400.4002<br />
unitedhlm.com</p>
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	<item>
		<title>By: MoneyNing</title>
		<link>http://livingoffdividends.com/2008/06/24/help-im-losing-my-home-to-foreclosure/comment-page-1/#comment-10674</link>
		<dc:creator>MoneyNing</dc:creator>
		<pubDate>Sun, 13 Jul 2008 07:09:02 +0000</pubDate>
		<guid isPermaLink="false">http://livingoffdividends.com/?p=791#comment-10674</guid>
		<description>You should talk to your landlord about how uncomfortable you are and get a contract signed that takes you out of your contract.

Then you should move out and go to LA.</description>
		<content:encoded><![CDATA[<p>You should talk to your landlord about how uncomfortable you are and get a contract signed that takes you out of your contract.</p>
<p>Then you should move out and go to LA.</p>
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		<title>By: PartOfSolution</title>
		<link>http://livingoffdividends.com/2008/06/24/help-im-losing-my-home-to-foreclosure/comment-page-1/#comment-10534</link>
		<dc:creator>PartOfSolution</dc:creator>
		<pubDate>Thu, 10 Jul 2008 15:05:05 +0000</pubDate>
		<guid isPermaLink="false">http://livingoffdividends.com/?p=791#comment-10534</guid>
		<description>Are you or someone you know facing foreclosure? I can help SAVE the property!



Keep Your Property, INC is a local Loss Mitigation company that wants to help as many home owners as possible but needs your help. We work with owners that are at any stage in the foreclosure process, even preforeclosure. While we are going through the process, the owners can still rent/sell/live in their home. The process usually takes approximately 12-24 months. The entire time the process is taking place, the owners are not required to make payments to the bank, as the banks will not accept payments. Essentially we place pause on everything while the loan modification and mitigation are taking place. And the main benefits for the owners that are trying to sell is that we buy them significant more time to sell their home. And of course, short selling is still an option. 

 For our clients we agree to do the following: 
Increased time to try to sell the home is an inherent Benefit to our services 
To help stop harassing phone calls 
To support foreclosure prevention with examination and research results 
To Formulate a plan that fits within the home owners budget 
Work to have missed payments moved to the end of the mortgage 
To provide debt relief for approximately 12-24 months 
To keep the Family in the home and  avoid displacement 
To do everything possible to modify your existing mortgage (lower, fixed interest rates, reduced or eliminated fees and penalties, and possibility of reduced or eliminated second and third mortgages)
If you are facing foreclosure you are not Alone. I can help you and I want to. Just pick up the phone and call. If you know someone facing foreclosure, refer them to me. I will pay you a referral for each enrollment.  To start referring your customers, friends and family.....call my direct line at 407-860-1993 or email me keepyourproperty911@gmail.com.
.

Callie Thompson
Case Mgr
407-860-1993</description>
		<content:encoded><![CDATA[<p>Are you or someone you know facing foreclosure? I can help SAVE the property!</p>
<p>Keep Your Property, INC is a local Loss Mitigation company that wants to help as many home owners as possible but needs your help. We work with owners that are at any stage in the foreclosure process, even preforeclosure. While we are going through the process, the owners can still rent/sell/live in their home. The process usually takes approximately 12-24 months. The entire time the process is taking place, the owners are not required to make payments to the bank, as the banks will not accept payments. Essentially we place pause on everything while the loan modification and mitigation are taking place. And the main benefits for the owners that are trying to sell is that we buy them significant more time to sell their home. And of course, short selling is still an option. </p>
<p> For our clients we agree to do the following:<br />
Increased time to try to sell the home is an inherent Benefit to our services<br />
To help stop harassing phone calls<br />
To support foreclosure prevention with examination and research results<br />
To Formulate a plan that fits within the home owners budget<br />
Work to have missed payments moved to the end of the mortgage<br />
To provide debt relief for approximately 12-24 months<br />
To keep the Family in the home and  avoid displacement<br />
To do everything possible to modify your existing mortgage (lower, fixed interest rates, reduced or eliminated fees and penalties, and possibility of reduced or eliminated second and third mortgages)<br />
If you are facing foreclosure you are not Alone. I can help you and I want to. Just pick up the phone and call. If you know someone facing foreclosure, refer them to me. I will pay you a referral for each enrollment.  To start referring your customers, friends and family&#8230;..call my direct line at 407-860-1993 or email me <a href="mailto:keepyourproperty911@gmail.com">keepyourproperty911@gmail.com</a>.<br />
.</p>
<p>Callie Thompson<br />
Case Mgr<br />
407-860-1993</p>
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		<title>By: dave</title>
		<link>http://livingoffdividends.com/2008/06/24/help-im-losing-my-home-to-foreclosure/comment-page-1/#comment-10351</link>
		<dc:creator>dave</dc:creator>
		<pubDate>Sun, 06 Jul 2008 22:27:37 +0000</pubDate>
		<guid isPermaLink="false">http://livingoffdividends.com/?p=791#comment-10351</guid>
		<description>You and the landlord came to an agreement. If the foreclosure materially affects this agreement, this is the landlord&#039;s fault, and he should be held accountable. If he cannot fulfill the terms of the agreement, talk to him and renegotiate. If it affects the agreement, the landlord is in breach of contract. Like I said before - the worst case scenario for you is that you have to continue paying rent, while the best case is that you live in the house rent-free until the bank throws you out.  It&#039;s quite possible that the bank will offer YOU a cash-for-keys deal, paying you to leave the house in decent shape and avoid the hassle of an actual eviction.</description>
		<content:encoded><![CDATA[<p>You and the landlord came to an agreement. If the foreclosure materially affects this agreement, this is the landlord&#8217;s fault, and he should be held accountable. If he cannot fulfill the terms of the agreement, talk to him and renegotiate. If it affects the agreement, the landlord is in breach of contract. Like I said before &#8211; the worst case scenario for you is that you have to continue paying rent, while the best case is that you live in the house rent-free until the bank throws you out.  It&#8217;s quite possible that the bank will offer YOU a cash-for-keys deal, paying you to leave the house in decent shape and avoid the hassle of an actual eviction.</p>
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	<item>
		<title>By: troy</title>
		<link>http://livingoffdividends.com/2008/06/24/help-im-losing-my-home-to-foreclosure/comment-page-1/#comment-10310</link>
		<dc:creator>troy</dc:creator>
		<pubDate>Sun, 06 Jul 2008 01:15:26 +0000</pubDate>
		<guid isPermaLink="false">http://livingoffdividends.com/?p=791#comment-10310</guid>
		<description>You made an agreement.  Whether he lives up to it with at 3rd party is inmaterial to you.  Pay the rent while you live there.  Give notice to get you deposit back and move out.  Maybe you can get in a claim in small claims court for your deposit or just withold your last month and call it good.</description>
		<content:encoded><![CDATA[<p>You made an agreement.  Whether he lives up to it with at 3rd party is inmaterial to you.  Pay the rent while you live there.  Give notice to get you deposit back and move out.  Maybe you can get in a claim in small claims court for your deposit or just withold your last month and call it good.</p>
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